Accidents happen. In case of an incident, make sure you’re protected. Did you know companies in most states are required by law to provide workers compensation for any injuries that occur on the job site, but there are many things this insurance will not cover such as off-site or off-duty injuries, pain and suffering, and a few other expenses that may not be covered. Obtaining an Accident insurance policy can help protect you against these previously mentioned occasions.
Accident insurance will compensate you not only for medical expenses and emergency room visits, but also for transportation to medical facilities, and other out of pocket costs incurred along the way that regular health insurance may not cover. Bundling options are usually available as well.
This type of coverage offers several types of options – all with varying premiums. There are higher limit accident policies that cover individuals who are at higher risk of being involved in an accident such as such as pilots, racecar drivers, climbers and even elderly persons. There are also accident policies that will pay out benefits to your family in the event of death, compensate you for permanent disability and even cover temporary disability. In most cases, you will be reimbursed in cash for your expenses, and depending on your plan, you'll have the freedom to choose the hospital or physician of your choice.
An Accident insurance policy can come in handy during the most surprising times. Instead of crossing your fingers and hoping for the best, contact one of our advisors to learn how you can take advantage from a policy that can be tailored to your needs. Getting a quote is simple, easy and free.